Health
Get coverage for expensive health setbacks so you can focus on getting better.
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24-HR PLUS goes beyond safeguarding you from accidents. Its annual renewable format and guaranteed cash payouts not only shield you from the expenses from accidents, but also empowers you with a safety net that covers your life after. With riders like one-time payouts, weekly, and monthly provisions, you can elevate your protection even more and cover your medical expenses and work compensation.
Your unexpected passing grants your beneficiary a one-time cash payout equal to your plan’s face amount.
Injuries resulting in your bodily loss grant you a percentage* of your plan’s face amount.
Get additional payout on top of your Accidental Dismemberment and Loss of Use Benefit for injuries that resulted to loss of hands, feet, or eyesight.
Get 3% coverage monthly from the 7th to 32nd month of permanent disability. If you’re still permanently disabled on the 33rd month, you get a lumpsum cash benefit equal to 4% of your face amount.
What is 'renewability'?
It means your coverage can be renewed until the age of 72, with a grace period of 31 days for premiums not paid when due.
What does ‘reinstatement’ mean?
It means if you fail to pay your premium within the grace period, you can reinstate your policy any time within 90 days from the date your policy lapsed.
Non-accident-related passing grants beneficiaries 2.5% of face amount up to P100,000.
Yearly renewal up to 5 years results in 5% increase each year to principal sum, up to P800,000 of total personal accident coverage.
Injuries while boarding or disembarking certified commercial airplanes grant you applicable cash benefit for medical expenses.
Passing due to murder grants beneficiary 100% of benefits payable up to P2,000,000.
You can choose to add this optional benefits below to customize your plan’s coverage.
Get extra coverage for essential medical expenses incurred within 30 days of your accident for maximum 52 weeks.
The premium rate of the plan is the amount of payment you need to make. For Active Joint Critical Protect, this will be the same for each of the 10 years of the plan. After that and when it automatically renews for another 10 years, you will have a new premium rate and it will be based on the age of both you and your loved one at the time of renewal.
Automatic Renewal means that it covers both you and your loved one for the first 10 years, and, barring a critical illness or a death claim, will continue to cover you for the succeeding 10 at an adjusted premium rate. The renewal will continue every 10 years.