AIA Philippines
Rewards Program

This program is our way of rewarding you for keeping your policy active through the years.

You will be awarded with points for doing certain activities to your policy such as – paying for your premium on time, updating your contact information, enrolling into My AIA, enrolling your policy to our auto-charge arrangement, making a top-up on variable unit-linked policies, and many more!

Every 500* points earned can be traded for a Php 100 eGift that you can choose to redeem from our partner merchants nationwide including leading supermarkets, retail stores, dining outlets, and online shopping platforms. Now, you can use your rewards whenever and however which way you want, even at the comfort of your own home.

Note* The minimum 500 points to redeem a Php 100 eGift is not available to all merchants as the minimum eGift amount varies per merchant.

All AIA Philippines existing customers with an active, in-force policy with us are eligible to participate. Lapsed, surrendered, or terminated policies are however ineligible to earn points.

To log-in and check your reward points, just follow the steps below –

Step 1: Go to the AIA Philippines Rewards site https://aiaphrewards.com.

Step 2: It will then ask you to input your username (email) and password that you nominated when you first registered your rewards account.

If you are still unable to log-in, please send an e-mail to rewards.ph@aia.com and an AIA Philippines customer service representative will gladly assist you.

Just follow the steps below to redeem your eGifts –

Step 1: Register/login to your rewards account using the instructions above.

Step 2: Click on your island location (Luzon, Visayas or Mindanao).

Step 3: Select your preferred merchant from the list, click on its image and select “KNOW MORE”.

Step 4: Select your preferred eGift amount (amounts vary per merchant).

Step 5: A pop up will appear where you can place the quantity of the selected eGift amount you would like to purchase. Once you place the quantity, click on “SELECT THIS”.

Step 6: You will then be prompted to place your recipient details. If you are sending the eGift to yourself, just tick the box for “SEND TO SELF” to auto-populate your registered details on the recipient part. Don’t forget to place your preference on how you would like to receive the eGift (via SMS only, via EMAIL only, or BOTH).

Step 7: Click on “CHECK OUT” and you (or your recipient) should receive your eGift via the chosen method.

You can earn the corresponding points by simply doing the following –

Points from multiple in-force policies under a single policyowner (excluding lapsed policies) will be combined.

For example, if you pay for the premium of your Active Health Invest Plus worth Php 3,000 every month AND your Family Secure policy worth Php 2,500 every month, you can expect to receive an e-mail and an SMS update from AIA Philippines Rewards indicating that you have earned a total of 55 points for the month.

This is computed as follows --

Premium paid for your Health Invest Plus Policy # 1234567890: Php 3,000
Php 3,000 (premium) ÷ Php 500 = 6 (count of actions that earn a point) x 5 points (for every action) = 30 points earned for the month.

Premium paid for you Family Secure Policy # 9876543210: Php 2,500
Php 2,500 (premium) ÷ Php 500 = 5 (count of actions that earn a point) x 5 points (for every action) = 25 points earned for the month.

The total AIA Philippines Rewards earned for paying your combined premium of Php 5,500 per month will be 55 points.

No, only payments made to subsequent premiums for your new policy will earn points.

No, only payments made to subsequent premiums for your reinstated policy will earn points.

If you decide to surrender your policy or in case your policy lapses, you will no longer accrue points from your lapsed/surrendered policy. However, your accumulated points will remain on your rewards account.

In addition, if a lapsed policy is reinstated, all points previously accrued while the policy was in lapsation will not be retroactively applied. 

If you are a multiple policyowner, only the points of the lapsed or surrendered policy will no longer be accrued but your other in-force policies will continue to accumulate reward points.

You can still use your points from your in-force policies to redeem eGifts.

The points for the AIA Philippines Rewards program are awarded for activities done to your policy from when the program started last June 1, 2020 onwards.

When you log on your rewards account, just click on your profile name on the top right to view your current reward points balance.

It is important to make sure that your contact details in our records is updated because these are advisories are sent directly to your e-mail. You may update your contact information through this link, through your My AIA, through your financial advisor, or through any of AIA Philippines' customer touchpoints.

You may request for a copy of your unique customer link by sending an e-mail to rewards.ph@aia.com

A minimum of 500 points is required to redeem a Php 100 eGift reward but the minimum eGift amount varies per merchant.

Yes, you can opt to defer claiming your points to claim a larger eGift value that you can choose to redeem from a wide array of merchants available nationwide including leading supermarkets, department stores, online and retail shops, dining outlets, and many more.

Points are for your exclusive use and are non-transferable to other policyowners.

Reward points do not expire. You may choose to redeem these points in exchange for eGifts anytime throughout the program.

However, please be mindful that redeemed eGifts have specific validity dates for up to when it can be claimed. We encourage you to check the validity dates of every redeemed voucher to ensure that you claim your redeemed reward before the validity period ends.

Yes, you wish to send the eGift to another person by simply placing the recipient's name and contact details after you have selected your eGift amount.